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Home > Blog > St. Andrews Insurance Agency, Inc Blog Page 2
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St. Andrews Insurance Agency, Inc Blog Page 2

View the latest blog posts from St. Andrews Insurance Agency, Inc.

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Friday, May 6, 2022

The 3 Most Common Causes of Car Wrecks

Minor car accidents are a hassle, while major car accidents are downright dangerous. But, learning about why car accidents occur and how you can prevent them can help you stay road safe. This article discusses the three most common causes of car wrecks and offers tips to keep them from happening to you. READ MORE >>

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Tuesday, April 19, 2022

Do Car Wrecks Qualify Employees for Workers’ Compensation?

Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>

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Tuesday, March 15, 2022

Do You Need Flood Insurance in a Low-Risk Area?

It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal of data. READ MORE >>

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Tuesday, February 22, 2022

Consider Insurance When Buying a Condo

The investment in a condo, whether your first one or your tenth, is a big decision. You may be looking to relocate, purchase your first home or even downsize from a large home you no longer need. Condos are very different in terms of ownership and liability than traditional homes. READ MORE >>

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Friday, January 21, 2022

Can I Lower The Cost Of My Home Insurance?

The cost of your home insurance depends on several variables, including the location, cost and condition of your home. In the simplest terms, the more risk you take on, the higher your home insurance will be. But that risk may be more controllable than you think.  READ MORE >>

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Wednesday, December 22, 2021

10 Essential Items for Your Emergency Winter Car Safety Kit

With the many hazards of winter driving, it’s essential to put together an emergency kit for your car to assist you in a variety of risky situations. While emergency winter kits are commercially sold, they often lack vital items and/or contain products of inferior quality. READ MORE >>

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Monday, November 22, 2021

Commercial Auto Insurance: Maintenance Tips to Help Reduce Insurance Claims

Maintaining a commercial auto insurance plan is generally necessary for today’s business owner. If you own a fleet of vehicles or even just a few, the goal is to keep these vehicles in the best shape possible so they continue to meet your business needs.   READ MORE >>

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Friday, October 22, 2021

Does Commercial Auto Insurance Cover Employee Vehicles?

Commercial auto insurance policies are designed to cover vehicles used or owned by the business, but insurance can get slightly more complicated when it comes to employee vehicles. If your employees use personal vehicles for work, they may not be covered under your business’ basic commercial auto insurance policy. READ MORE >>

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Friday, September 10, 2021

The Basics of Condo Insurance

Want to enjoy the perks that come with building equity and getting tax incentives, without the pesky yard work and pool maintenance of owning a house? A condominium might be the perfect solution for you! And just like with any large investment, it’s important to consider condo insurance while you begin the hunt for a new home. READ MORE >>

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Thursday, August 26, 2021

Getting Appropriate Coverage Levels for Your High Value Home

It goes without saying that as homes increase in value, so do the risks that owners face.  High value homes may necessitate higher insurance levels because of their considerable costs. High value home insurance usually covers homes that have values higher than $750,000.  READ MORE >>

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  • home insurance(9)
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