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Home > Blog > St. Andrews Insurance Agency, Inc Blog: home insurance
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St. Andrews Insurance Agency, Inc Blog: home insurance

View the latest blog posts from St. Andrews Insurance Agency, Inc.

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Tuesday, November 1, 2022

Do You Know What Your Homeowners' Insurance Policy Covers

Many homeowners may have a problem and may not even be aware of it. Many don't know what their homeowners insurance policy covers. There are reasons for this, some of which are understandable.   Many people buy their initial homeowners' insurance policy when they purchase their home. READ MORE >>

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Friday, July 8, 2022

Should You Buy Home Insurance for a Condo?

Many people would consider a condo as something between a house and an apartment. If you've recently purchased a condo, you may wonder if you need to buy homeowners insurance. The answer is yes, but you will need a special type of coverage. Keep reading to learn more.  Do You Need Insurance for a Condo? READ MORE >>

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Tuesday, June 21, 2022

What Does Your Home Insurance Cover?

Purchasing a homeowners insurance policy is like making an investment in your future. Backed by the financial strength of your insurance company, you know that buying a policy can help you recover from a loss, such as damage to your home or the theft of personal property. READ MORE >>

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Friday, January 21, 2022

Can I Lower The Cost Of My Home Insurance?

The cost of your home insurance depends on several variables, including the location, cost and condition of your home. In the simplest terms, the more risk you take on, the higher your home insurance will be. But that risk may be more controllable than you think.  READ MORE >>

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Thursday, March 11, 2021

What is Cash-value Homeowners Insurance?

All homeowner policies automatically cover household contents, but the way they are covered varies greatly depending on the type of policy. When you file a claim with a cash-value homeowners policy, your lost, stolen or damaged items are paid out at a depreciated value. READ MORE >>

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Thursday, December 31, 2020

Why is Flood Damage Excluded from Property Insurance?

There are a few common exclusions you may come across when it comes to property insurance such as home insurance, renters insurance and commercial property insurance. One of these exclusions includes flooding. Damage to your property caused by flooding is not often covered by property insurance, although there is no clear reason why this is. READ MORE >>

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Thursday, October 29, 2020

Should I Carry Home Insurance After I Pay Off My Loan

Home insurance is an important piece of protection that everyone who owns a house needs to carry. It’s there to protect you from any number hazards that might occur on the property. However, you might think that the risk might be less than the investment itself. READ MORE >>

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Wednesday, July 15, 2020

Does Flood Insurance Cover Burst Pipes?

Flooding is a danger that is often excluded from property insurance policies, such as home insurance and renters insurance. Thankfully, you can often purchase an additional flood insurance policy to cover water damage to your home and personal belongings. Unfortunately, even flood insurance can't cover everything. READ MORE >>

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Friday, May 15, 2020

Who Should Be On Your Home Insurance Policy?

When you buy home insurance, you want to make sure you're covered. Just like adding drivers to a car insurance policy, you want to make sure you have the right people on your home insurance policy or that they have their own coverage. Each home insurance policy will vary on what you need to do. READ MORE >>

Blog Archive
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  • 2020

  • home insurance(9)
  • condo insurance(8)
  • auto insurance(7)
  • flood insurance(5)
  • commercial auto insurance(4)
  • st andrews insurance agency(4)
  • homeowners insurance(3)
  • car insurance(2)
  • renters insurance(2)
  • liability insurance(1)
  • commercial property insurance(1)
  • business insurance(1)
  • contents insurance(1)
  • workers compensation(1)
  • jewelry insurance(1)
  • property insurance(1)
  • condominium insurance(1)
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