Call Us (850) 785 – 2383 ☰ ˟
Policy Service Request File a Claim
St Andrews Insruance Agency
850.785.2383
  • Home
  • Coverage
    • Automobile
    • Boat
    • Business
    • Commercial Auto
    • Commercial Property
    • Condominium
    • Cyber Liability
    • Employment Practices Liability
    • Flood
    • Homeowners
    • Hurricane
    • Motorcycle
    • Personal Umbrella
    • Recreational Vehicle
    • Renters
    • Short-term Rental Insurance
  • Get a Quote
    • Auto
    • Boat
    • Business
    • Commercial Property
    • Cyber Liability
    • Employment Practices Liability
    • Flood
    • Homeowners
    • Hurricane Insurance Quote Form
  • Blog
  • Resources
    • How Insurance Companies Decide Auto Insurance Rates
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About St. Andrews Insurance Agency, Inc
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance Home Insurance Business Insurance Commercial Auto Insurance RV Insurance Boat Insurance
Home > Blog > Antique and Classic Car Insurance
WEDNESDAY, JANUARY 31, 2024

Antique and Classic Car Insurance

If you’re a car lover who owns a classic or antique vehicle, you’re probably wondering how you can best protect your investment. After all, some classic and antique cars are incredibly rare and expensive. That’s where antique and classic car insurance can come in handy.

classic car 

What is antique and classic car insurance? 

As the name suggests, antique and classic car insurance is designed to provide coverage for a specific type of car. Regardless of how you intend to use the vehicle (e.g., as a show car or a pleasure car), antique and classic car insurance can provide unique coverage to protect your investment.  

Coverage Inclusions 

Policies vary depending on a variety of factors. Some provisions a typical classic and antique car insurance policy may include are: 

  • Agreed value coverage: Pays for the car’s full-insured value with no depreciation in the event of a total loss, less your deductible.
  • Inflation guard: To compensate for how classic cars increase in value over time, the policy increases the vehicle’s value quarterly.
  • Spare parts coverage: To provide coverage for obtaining or replacing parts on your vehicle.
  • Flexible usage: Ability to drive the vehicle up to 2,500 or 5,000 miles annually. Not limited to “parades only.” 

Additional Coverage Options 

In many cases, you can purchase additional coverage and customize your antique or classic car policy to fit your needs. Some common additional coverage options include:  

  • Emergency towing in case of a breakdown. 
  • Roadside assistance for items such as a flat tire, dead battery or running out of gas. 
  • Emergency lockout 
  • Lost key return 
  • Emergency travel expenses in case your classic vehicle breaks down while away from home. 
  • Car show expenses: Policy may pay for expenses associated with missing a car show due to a breakdown. 
  • Theft reward 
  • Personal effects: Policy may reimburse you for items that are vandalized or stolen when reported to police. 
Posted 7:15 PM

Tags: classic car insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020

  • home insurance(16)
  • auto insurance(15)
  • condo insurance(10)
  • flood insurance(7)
  • commercial auto insurance(4)
  • st andrews insurance agency(4)
  • homeowners insurance(3)
  • business insurance(2)
  • car insurance(2)
  • renters insurance(2)
  • personal umbrella insurance(1)
  • liability insurance(1)
  • classic car insurance(1)
  • commercial property insurance(1)
  • contents insurance(1)
  • workers compensation(1)
  • jewelry insurance(1)
  • rv insurance(1)
  • motorcycle insurance(1)
  • commercial auto(1)
  • property insurance(1)
  • condominium insurance(1)
  • workers compensation insurance(1)

View Mobile Version
Facebook
Google+
Get Directions
Contact Us Today
Have Questions?
Contact Us
Resources
Get A Quote
Refer A Friend
Our Carriers
About Us
Blog
Contact Us
Contact us 1742 W. 15th Street
Panama City, Florida 32401

Ph: (850) 785 – 2383
Fx: (850) 785-0066
E: saiai@standrewsins.com
© Copyright 2021. All rights reserved. Powered by Insurance Website Builder.