Thursday, March 11, 2021 All homeowner policies automatically cover household contents, but the way they are covered varies greatly depending on the type of policy. When you file a claim with a cash-value homeowners policy, your lost, stolen or damaged items are paid out at a depreciated value. READ MORE >>
Friday, February 26, 2021 Although you may not like to think about it, the car you drive may be one that thieves are looking to steal. That’s right, certain cars are targets, and you may be driving one. Every year, the National Insurance Crime Bureau (NICB) puts together a list of “Hot Wheels” which are the most commonly stolen cars from the previous year. READ MORE >>
Thursday, January 14, 2021 If you are a restaurant owner, then you see your fair share of traffic in and out of your doors every day, even if you have capacity limits and social distancing rules in place. When you do open your doors each day, however, you must remember that you have a duty to create a safe environment for your clients. READ MORE >>
Thursday, December 31, 2020 There are a few common exclusions you may come across when it comes to property insurance such as home insurance, renters insurance and commercial property insurance. One of these exclusions includes flooding. Damage to your property caused by flooding is not often covered by property insurance, although there is no clear reason why this is. READ MORE >>
Wednesday, November 25, 2020 Condominium owners need to be able to insure their home appropriately to them. While this might mean that insuring the structure requires investigation, there is also a need to examine your possessions insurance, too. The contents of your home are your responsibility alone, and you must establish the appropriate coverage for them. READ MORE >>
Thursday, October 29, 2020 Home insurance is an important piece of protection that everyone who owns a house needs to carry. It’s there to protect you from any number hazards that might occur on the property. However, you might think that the risk might be less than the investment itself. READ MORE >>
Thursday, September 17, 2020 It can take a while to recover from a car accident, even a mild one. Car accidents are scary in the moment and often involve the stress of other passengers and drivers, as well as injuries. There are certain steps you need to take after an accident, such as calling 911 immediately and seeking medical attention. READ MORE >>
Thursday, August 27, 2020 Most businesses that own or operate vehicles will need to maintain commercial auto insurance. It will therefore become an overhead expense for which business owners must budget. If you must factor these costs into your budget, then you will likely want to keep it affordable. READ MORE >>
Wednesday, July 15, 2020 Flooding is a danger that is often excluded from property insurance policies, such as home insurance and renters insurance. Thankfully, you can often purchase an additional flood insurance policy to cover water damage to your home and personal belongings. Unfortunately, even flood insurance can't cover everything. READ MORE >>
Monday, June 15, 2020 If you are living in a condo, your insurance will be slightly different than if you lived in a home. It is more closely related to renters insurance, as condo insurance only covers the interior of the condo and your personal belongings. Coverage Under Condo Insurance Condo insurance covers three main areas: READ MORE >>
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