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St. Andrews Insurance Agency, Inc Blog

View the latest blog posts from St. Andrews Insurance Agency, Inc.

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Wednesday, November 1, 2023

5 Common Homeowners Mistakes

Both new homeowners and veteran homeowners can fall into common pitfalls when it comes to homeowners insurance. Homeowners insurance isn’t always straightforward, and mistakes are often made when it comes to coverage and compensation. Make sure you don’t fall into these common mistakes with your home insurance policy. READ MORE >>

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Sunday, October 1, 2023

5 Things You Need to Know About Flood Insurance

Floods are the most common disasters in the country. And as if that weren’t bad enough, they are also the most costly disasters to recover from. These facts make it easy to see why homeowners should consider flood insurance to protect their property and wallets. But understanding your coverage is just as important as owning it. READ MORE >>

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Friday, September 1, 2023

The Advantage of Personal Umbrella Insurance

Have you ever considered what the cost would be if someone were to sue you after they get hurt in your home? What if they demand compensation because you accidently damaged their property? Most people don’t like to think about the financial ruin that might be brought by such a challenge.  READ MORE >>

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Friday, August 4, 2023

Some Tips on How to Save on Auto Insurance

With the economy still lagging, everyone can benefit from saving a few bucks whenever possible. And, while car insurance is necessary—both to meet state requirements and for your own financial security—it would be helpful to pay less for it. READ MORE >>

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Thursday, July 6, 2023

Standard Motorcycle Insurance Elements

You likely have a lawful requirement to get motorcycle insurance. Nevertheless, protection is about more than required coverage. There’s other coverage you can add to to make yourself more secure. Let’s look at some of the ways to tailor your coverage to your benefit.  READ MORE >>

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Friday, June 2, 2023

What Does Flood Insurance Cover?

Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. READ MORE >>

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Thursday, May 18, 2023

3 Ways to Save on Homeowners Insurance

Many people think the best way to save on homeowners insurance is to reduce their coverage, but that could put you in a very bad spot if a covered event occurs. Over two-thirds of American homes are underinsured because of this. Instead of sacrificing valuable coverage, try the following 3 tips for saving on your current coverage:  READ MORE >>

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Monday, April 17, 2023

Insuring Your Condo

For those who wish to start building home equity but don’t yet want the full responsibility of home ownership, a condo is a good step between renting an apartment and buying a house. You get to own a piece of property, but the Condo Association takes care of the grass, community amenities, roof, foundation and other external features. READ MORE >>

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Friday, March 3, 2023

Condominium Insurance and What It Covers

If you own a condominium or co-op, you have both common and personal insurance needs. We have the coverage solutions to help meet your unique homeowner needs. What Protection Does It Offer?  A condominium/co-op insurance policy is designed specifically to meet your unique homeowner needs... READ MORE >>

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Wednesday, February 1, 2023

The Importance of Buying Auto Insurance

Chances are you drive multiple times a day, which puts you at risk of being involved in a car accident. If you are not backed up by a reliable insurance policy, you can experience major financial issues if you do have a car accident.  By not having auto insurance, you put yourself at risk for:  READ MORE >>

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