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Home > Blog > St. Andrews Insurance Agency, Inc Blog Page 4
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St. Andrews Insurance Agency, Inc Blog Page 4

View the latest blog posts from St. Andrews Insurance Agency, Inc.

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Tuesday, October 4, 2022

Types of Auto Insurance

You probably already know that you need auto insurance in order to stay street legal, but how much do you know about the types of auto insurance that are available? It’s certainly not a one-size-fits-all policy, and there are numerous coverage options and limits to choose from when building a policy that suits your needs. READ MORE >>

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Friday, September 2, 2022

Does Commercial Auto Insurance Cover Employee Vehicles?

If your business uses vehicles for work, you will need commercial auto insurance to cover the vehicles and your employees in case of an accident. In some cases, however, employees may use their own vehicles to travel and transport equipment for work. Be sure to speak with your insurance agent about insuring your employees’ vehicles used for work. READ MORE >>

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Wednesday, August 10, 2022

Do You Need Flood Insurance?

Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance.  High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it. READ MORE >>

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Friday, July 8, 2022

Should You Buy Home Insurance for a Condo?

Many people would consider a condo as something between a house and an apartment. If you've recently purchased a condo, you may wonder if you need to buy homeowners insurance. The answer is yes, but you will need a special type of coverage. Keep reading to learn more.  Do You Need Insurance for a Condo? READ MORE >>

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Tuesday, June 21, 2022

What Does Your Home Insurance Cover?

Purchasing a homeowners insurance policy is like making an investment in your future. Backed by the financial strength of your insurance company, you know that buying a policy can help you recover from a loss, such as damage to your home or the theft of personal property. READ MORE >>

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Friday, May 6, 2022

The 3 Most Common Causes of Car Wrecks

Minor car accidents are a hassle, while major car accidents are downright dangerous. But, learning about why car accidents occur and how you can prevent them can help you stay road safe. This article discusses the three most common causes of car wrecks and offers tips to keep them from happening to you. READ MORE >>

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Tuesday, April 19, 2022

Do Car Wrecks Qualify Employees for Workers’ Compensation?

Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>

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Tuesday, March 15, 2022

Do You Need Flood Insurance in a Low-Risk Area?

It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal of data. READ MORE >>

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Tuesday, February 22, 2022

Consider Insurance When Buying a Condo

The investment in a condo, whether your first one or your tenth, is a big decision. You may be looking to relocate, purchase your first home or even downsize from a large home you no longer need. Condos are very different in terms of ownership and liability than traditional homes. READ MORE >>

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Friday, January 21, 2022

Can I Lower The Cost Of My Home Insurance?

The cost of your home insurance depends on several variables, including the location, cost and condition of your home. In the simplest terms, the more risk you take on, the higher your home insurance will be. But that risk may be more controllable than you think.  READ MORE >>

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