St. Andrews Insurance Agency, Inc Blog: home insurance
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Friday, January 21, 2022The cost of your home insurance depends on several variables, including the location, cost and condition of your home. In the simplest terms, the more risk you take on, the higher your home insurance will be. But that risk may be more controllable than you think. READ MORE >>
Thursday, March 11, 2021 All homeowner policies automatically cover household contents, but the way they are covered varies greatly depending on the type of policy. When you file a claim with a cash-value homeowners policy, your lost, stolen or damaged items are paid out at a depreciated value. READ MORE >>
Thursday, December 31, 2020 There are a few common exclusions you may come across when it comes to property insurance such as home insurance, renters insurance and commercial property insurance. One of these exclusions includes flooding. Damage to your property caused by flooding is not often covered by property insurance, although there is no clear reason why this is. READ MORE >>
Thursday, October 29, 2020 Home insurance is an important piece of protection that everyone who owns a house needs to carry. It’s there to protect you from any number hazards that might occur on the property. However, you might think that the risk might be less than the investment itself. READ MORE >>
Wednesday, July 15, 2020 Flooding is a danger that is often excluded from property insurance policies, such as home insurance and renters insurance. Thankfully, you can often purchase an additional flood insurance policy to cover water damage to your home and personal belongings. Unfortunately, even flood insurance can't cover everything. READ MORE >>
Friday, May 15, 2020 When you buy home insurance, you want to make sure you're covered. Just like adding drivers to a car insurance policy, you want to make sure you have the right people on your home insurance policy or that they have their own coverage. Each home insurance policy will vary on what you need to do. READ MORE >>
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