About St. Andrews Insurance

Founded in 1967 and acquired from the late John W. Drew in 1994, St. Andrews Insurance has proudly served the Florida Panhandle for decades. Renamed St. Andrews Insurance Agency, Inc. in 1997, we quickly grew to become one of the region’s top personal lines insurance agencies. In 1998, we built our modern office on one of the last vacant parcels along 15th Street — a sign of our deep local roots and ongoing commitment to the community we love.


As we've grown, we've stayed true to one simple promise: to treat every client like family. While we use all the modern tools of the trade, we still do business the old-fashioned way — personally answering the phone and responding to every inquiry with genuine care and professional attention.

Who We Are

Our Commitment to You

At St. Andrews Insurance, our mission is simple: to provide fast, clear, and truly personalized coverage that evolves with the needs of our coastal community. By partnering with trusted carriers and emerging innovators, we offer options for almost every risk — and more importantly, we listen first and respond with sound, caring guidance to protect what matters most to you.

What Sets Us Apart

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Here for You, Right When You Need Us

We know that in moments of uncertainty, waiting isn’t an option. Our team responds quickly and personally, so you always feel supported and never left wondering what comes next.

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Your Insurance Nerds, So You Don’t Have to Be

We obsess over the details, so you don’t have to. Our deep expertise means you get thoughtful guidance and the best options tailored to your unique situation.

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We Make Insurance Simple

Insurance shouldn’t feel overwhelming. We’re dedicated to making every policy clear and empowering you to make confident, informed choices.

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Ready to Partner with a Team Who Truly Gets You?

We’re here to protect what matters most — with unmatched expertise, genuine heart, and a commitment to making insurance feel clear and personal every step of the way.

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